what are personal loans and how can i get one for 5 thousand dollars?
Need info on personal loans or any other way i would be able to borrow 5 thousand dollars to get back on my feet financially. I currently have past due bills and rent, and need some way to be caught up.
thanks for the great answers guys. im looking into using my car as collateral because its paid off, its just that my work is partime with a promotions company so if theres no events then theres basically no work.
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A personal loan means the bank will loan you money without any collateral. Probably won’t happen given your situation. No house, so no home equity loan either. Relatives? Long shot would be a zero (introductory!!) rate credit card to consolidate bills, reduce interest and penalties for a short while, and get a jump start to success. But no point if you can’t pay it off in (say) a couple years ($6000 including interest / 30 mo = $200/month). Live more frugally if possible, and find other ways to raise cash. Car probably would not back up as big a loan as you need, but selling it ….? Good luck. I know the economy is tough.