Comments for VirginiaReynolds.com

Comment on When will the USDA offices begin processing loans for the USDA Rural Home Loan Guarantee program? by Landlord

Landlord — Thu, 01 Sep 2011 18:02:42 +0000

At this point it looks like next January

Comment on Can you refinance your home loans even though your house is worth less than what is owed? by Elliot L

Elliot L — Thu, 01 Sep 2011 11:26:14 +0000

Unfortunately no. The lender requires the home as security for the loan and will only loan up to the amount that it can be appraised for. Given the current mortgage industry crisis, it will be difficult, if not impossible, to even get a loan for 100%it’s appraised value.

Hope this helps.

Comment on I want to know all about Realestae license and home loans? by smiling_freds_biz_info

smiling_freds_biz_info — Thu, 01 Sep 2011 05:24:49 +0000

Ah ha! must be a reason credit is not great, eh?

Start with a business plan.

Comment on What is the difference between sonnie mae and fannie mae home loans? by rtfm

rtfm — Thu, 01 Sep 2011 00:00:38 +0000

Well, the obvious answer is that SONYMA loans are only available for property located in the state of New York.

Here’s more info on the SONYMA loan application process:

http://www.nyhomes.org/home/index.asp?page=143

Comment on Are there any sites like Netflix or Blockbuster Online that offer a free trial? by Automatic

Automatic — Wed, 31 Aug 2011 20:23:14 +0000

here are a few

GameznFLix
http://www.gameznflix.com/default.aspx?kbid=1393
14 days

CinemaNow
http://www.cinemanow.com/Subscriptions.aspx?affid=829
7 day free trail

Peerflix
http://www.peerflix.com/index.jsf?ref=cj&affid=1515320

Ehit.com
http://www.ehit.com/welcome?idaff=fbrwcksz

hope this helps

Comment on is it possible for me to start a debt management company? by michinoku2001

michinoku2001 — Wed, 31 Aug 2011 20:18:27 +0000

Basically-yes. What it comes down to is you make proposals to folk’s creditors and try to get as much written off as possible. If your client declares bankruptcy then the creditor could get all of nothing so they have an incentive to negotiate. As soon as you file the POA the creditors have to talk to you, not the debtor. It’s a lucrative business-go for it!

Comment on Why do people that do home loans get so mad when you shop around? by Beverly S

Beverly S — Wed, 31 Aug 2011 18:08:49 +0000

I do home loans so I can shed some light, (although I don’t go ballistic)- it is a lot of work to give someone a pre-approval- we have to run credit (which we pay for) & figure the debt to income & loan to value etc. Enter all fees etc into a good faith estimate which can mean checking tax rates for your property, getting insurance quotes etc. Its quite a bit of free work for someone who is not "really sure" that they are even ready to buy. We are so busy with the really serious buyers that when you get someone who you see 4 or 5 inquiries from other mortgage companies we know they are just taking up time that we don’t have to spare. Really don’t mind someone shopping- its just a lot of work for nothing. (Just being honest!). I usually tell those people to get me their good faiths & I will see if I can do better.

Comment on Why do people that do home loans get so mad when you shop around? by Beverly S

Beverly S — Wed, 31 Aug 2011 18:08:34 +0000

Comment on Why do people that do home loans get so mad when you shop around? by Beverly S

Beverly S — Wed, 31 Aug 2011 18:08:31 +0000

Comment on Are there any psychics who offer a free trial, kind of like shareware? by Hawk Girl

Hawk Girl — Wed, 31 Aug 2011 15:04:37 +0000

Psychics are con artists. don’t be fooled